What we offer
Our Services
At Upstate CNY Agency, we offer a wide range of insurance needs. If we don’t have a direct market for your need, we will find one with one of our partnered brokers!
Auto & Home
Recreational
Small Business
Save on your Auto
We offer an exclusive discounted price for Defensive driving in New York with Improv. Click the button below to start saving up to 10% on your auto insurance.
Who we work with:
- Leatherstocking Cooperative
- Progressive Auto & Commercial
- Security Mutual
- Madison Mutual
- and more!
How we do it
01
Protecting Futures
We have years of insurance experience helping clients prepare for the unknown. Ask us about home, auto, fire, flood, theft, and many more! We can access any insurance product so you can get the right one for you.
02
Assessing Need
Many financial experts will tell you some unforeseen events and a lack of the right kind of insurance can spell trouble quickly. Call us today, and we’ll analyze your insurance needs and get you covered quickly at the right price.
03
Building Relationships
Everyone has different insurance needs. Call us today for a personalized business or individual assessment and find out how we can help protect your hard-won assets.
Who we are
Kyle Storms, Agency Owner
Kyle began his insurance journey in 2015 as a life, accident, and health insurance agent. He then went on to obtain his property and casualty license. Having over 5 years of experience with State Farm, Farmers, and Independent Agencies, he decided to move on as an independent agent where he was able to offer his current and future clients a more simplified insurance solution.
Pay your bills today
Progressive
Security Mutual
Leatherstocking Cooperative
Madison Mutual
American Collectors Insurance
Other Policy
Have Questions?
Frequently Asked
Questions
What is a deductible?
A deductible is an amount that you are responsible for in the event of a loss. This is the amount you pay out-of-pocket, and insurance covers the remainder of a covered claim.
How can I make sure that I have coverage for my valuables?
When speaking with your agent to set up your policy, any valuables you are concerned about can be discussed to ensure adequate coverage.
Do I need to get a new appraisal to renew or change my coverage?
No. You do not need a new home appraisal during the renewal or coverage change process. We may adjust your home’s coverage for the dwelling based on current market conditions, which may result in a higher premium.
I have no claims and a great driving record, why is my rate high?
While having no claims and a great driving record is excellent, most insurance carriers use an insurance score which includes your credit history, your demographic location, drivers in your household, age of drivers and their driving history, and the type of vehicle you have. This can have a major impact in the rate if your credit score is lower, or if the other factors are at stake.
I just had an auto accident what should I do?
The first thing is to move to safe surroundings and do not admit fault. Call authorities and contact your agent.
I just had damage to my home, what do I do?
When safe to do so, inspect the damage and prevent any further damage, if possible, then contact your agent.
Need further assistance?
Having trouble finding the information you need? Let’s chat.